What bank does Home Depot use?

All Home Depot credit cards are issued by Citibank.

The Home Depot Consumer Credit Card is one of the more difficult store cards to obtain with poor credit, as it typically prefers credit scores above 650. In another departure from the usual store card, however, you can check to see if you’re pre-qualified for the Home Depot card before you apply.

One may also ask, does Home Depot do financing? Our Home Depot Consumer Credit card provides you with special financing on purchases of $299 or more*, and up to 24-month financing* during special promotions. You can also take advantage of exclusive, Home Depot Consumer Credit Card offers, just for being a cardholder.

Likewise, people ask, what bank does Lowes use for credit card?

Synchrony Bank

How do I pay my Home Depot credit card?

The Home Depot customer service team can help you make a payment by phone between 6 a.m. and 1 a.m. EST Mondays through Saturdays or between the hours of 7 a.m. and 12 a.m. EST Sundays. Or, call the Home Depot credit card phone number — 866-875-5488 — and follow the prompts to make an automated payment.

What credit score does Home Depot use?

640 or higher

Is it worth getting a Home Depot credit card?

The Home Depot Consumer Credit Card can be fantastic for those people who frequent the store and need a little bit of breathing room to pay off big purchases. The biggest downside to this card is that it doesn’t offer any ongoing cash back rewards, like you might find on other credit cards.

What credit score do you need for a Lowes card?

620 FICO

What credit score is needed for a Walmart card?

A credit score in the ‘good’ range — at least 650 — is required for this card. There is only one Walmart credit application, so if you apply and are not approved for a Walmart Mastercard, you may be offered a Walmart Rewards™ Card instead.

Do you need ID to use Home Depot store credit?

To use your Home Depot store credit, you’ll need to show a valid government-issued photo ID at checkout. The Home Depot has implemented this policy to prevent return fraud, customer service representatives said.

What credit score is needed for Sears Credit Card?

Because the Sears Card is issued by Citibank, the requirements are a little more restrictive than other store cards issued through Synchrony Financial. The average user reports needing at least a “fair” credit rating to be approved, which is typically a credit score above 650.

What credit score you need for a Lowe’s credit card?

The Lowe’s Advantage Credit Card is reported to be among the more difficult store cards to get, generally preferring applicants with “fair” credit or better (FICO scores above 620).

How long does it take to get approved for Home Depot credit card?

14 days

What store credit cards are easy to get?

Here are some of the easiest department store credit cards to get: Target REDcard: For people with fair credit or better. Walmart Store Card: For people with fair credit or better. Kohl’s Credit Card: For people with fair credit or better. JCPenney Credit Card: For people with fair credit or better.

What credit score does synchrony bank require?

Synchrony “pre-screens” customers by using data compiled almost exclusively from the credit reporting bureau TransUnion. Synchrony mails prepaid offers to consumers who have at least a Fair credit score (600-699). To receive a credit card through a pre-approved offer, you still need to apply.

What credit score is needed for Ashley Furniture financing?

The Ashley Advantage Credit Card, backed by Synchrony Bank, is available to customers with a minimum credit score of 650. For more options, see our articles detailing the most popular furniture stores that offer financing and furniture stores with easy credit approval.

Where is the synchrony home card accepted?

The Synchrony HOME Credit Card is accepted at over a million locations nationwide and home related stores online. To find physical store locations near you that accept the card visit our store locator.

Is Lowe’s credit card instant approval?

Applying for the Lowe’s Advantage Card You can apply for the Lowe’s Advantage Credit Card in-store or online. Upon credit review, some applicants will be approved instantly (this isn’t the only instant approval credit card). However, some applications may need further review resulting in a 7-10 day waiting period.

How hard is it to get a USAA credit card?

USAA mostly offers rewards cards, so you’ll have a better chance of approval with a good to excellent credit score. The bank offers a card with a purchase, balance transfer and cash advance APR as low as 8.4% variable. To receive that interest rate, you may need a credit score of 720 or higher.